Learning Resources
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Money Laundering
- What is Money Laundering?
- Prevention of Money Laundering Act (PML Act)
- Tainted Money or Dirty Money
- Transfer of funds and washing of “Dirty†Money
- Global phenomenon
Money Laundering: Some Methods used
- Process of Money Laundering: Placement, Layering, Integration
- Methods used in Money Laundering
- Sources of tainted money
- Common techniques employed
Legislation and international cooperation
- Legislations in various countries against money laundering
- Financial Action Task Force (FATF)
- Anti Money Laundering measures in India
- Tools required for prevention of Money Laundering
Role of correspondent banking
- Information on Correspondent Bank
- Anti money laundering policies of the correspondent bank
Know Your Customer – Historical Perspective
- Customer Profile
- KYC Policies and RBI initiative
- Some basic definitions and KYC origination
- Transaction Profile screening
- Organizational Structure in the bank
KYC – Operating Guidelines
- Customer Identification
- Account opening process
- Accounts of Companies – Limited Companies, Proprietorship, Partnerships
- Trusts, fiduciary relations, professional intermediaries
- Joint Accounts
- Suggested safegaurds
- Existing Accounts
- Inoperative Accounts
- Monitoring of Accounts
Internal Control and structure in banks
- Roles and responsibilities of the Principal Officer
- Roles and responsibilities of the staff
- Roles and responsibilities of Internal Audit and Controls
Customer Risk Categorization (CRC)
- Customer Risk
- Need for Customer Risk Categorization
- Customer Acceptance Policy (CAP)
- Customer Identification Procedures
- Customer due diligence
Reporting Obligations
- Cash transaction reporting (CTR)
- Counterfeit Currency Reporting (CCR)
- Suspicious Transaction Report (STR)
Transaction Monitoring
- Methods of monitoring
- Suspicious transactions
- Name Screening process
- Wire Transfers
- Preservation of records
Staff and Customer Awareness
- Training methods
- Assessments
- Records of training
- Importance of creating customer awareness
Apply for Certification
https://www.vskills.in/certification/Certified-AML-KYC-Compliance-Officer