AML KYC Certification Course | Govt Certified

Become a certified AML KYC Compliance Officer with Vskills, India's leading certification body. Financial crime is no longer a back-office concern - it is a board-level priority. With the Reserve Bank of India (RBI) tightening its KYC Master Directions and FATF placing increasing scrutiny on Indian financial institutions, banks and NBFCs across the country are under pressure to ensure every compliance professional on their team is certified, current, and credible.

Vskills Certified AML-KYC Compliance Officer programme is India's most accessible government-recognised credential in Anti-Money Laundering (AML) and Know Your Customer (KYC). This certification is accepted by public sector banks, private banks, NBFCs, MNC's, fintech companies, and Fortune 500 firms as proof of verified AML/KYC expertise.

Whether you are a Graduate wanting to start a career in AML, or a finance professional looking to transition into the compliance domain - this certification gives you the knowledge, the credential, and the career edge you need.

Why to choose Vskills AML KYC Certification?

India's compliance landscape is evolving faster than ever. The Prevention of Money Laundering Act (PMLA) 2002, RBI's amended KYC guidelines, and India's commitments to FATF have collectively raised the bar for what financial institutions expect from their compliance teams.

Here is why this certification matters for your career:

RBI compliance requirement: RBI guidelines mandate that all bank staff involved in KYC and AML functions are adequately trained. This certification fulfils that requirement with a government-recognised credential.
Recognised by employers worldwide: Vskills certifications are listed on Shine.com — one of India's largest job portals — with dedicated job tagging that increases your visibility to recruiters at leading banks and financial institutions.
No renewal fees, ever: Unlike other certifications that require expensive periodic renewal, your Vskills certificate is valid for life. Earn it once; benefit forever.
Covers India & Global Specific Regulations: The curriculum is specifically built around RBI guidelines, PMLA 2002, UK and US Regulatory Frameworks, FATF commitments.
Flexible, self-paced online learning: Access 30+ hours of structured e-learning on any device, at any time. The online exam can be attempted from your home or office — no exam centre, no fixed date.
Affordable without compromising credibility: This certification delivers government-backed credibility that is directly relevant to the job market and also pocket friendly.

Who should Enroll?

This certification is designed for college Graduates, professional working in or transitioning into the AML compliance function within banking and financial services sector. You are the right candidate if you are:

Compliance officer, risk manager, or internal auditor at a bank, NBFC, Consulting Firm, or financial institution
Branch manager, relationship manager, or operations staff responsible for account opening and KYC verification
A transaction monitoring analyst or financial crime investigator
Finance graduate or MBA student preparing to enter the AML/KYC compliance domain
Chartered Accountant, Company Secretary, or legal professional advising financial institutions on regulatory compliance
Fintech or payment gateway professional navigating RBI's digital KYC and AML regulations
HR professional or L&D manager assessing or upskilling your organisation's compliance team

What you will Learn?

The programme covers 12 comprehensive modules across 30+ hours of structured online learning. Every module is aligned with current RBI guidelines, FATF recommendations, Indian regulatory requirements also includes International Legislation.

Module 1. Introduction to Money Laundering

What is Money Laundering?
Prevention of Money Laundering Act, 2002
Global Phenomenon
Tainted Money or Dirty Money
Washing of “Dirty” Money
Money Laundering – Case Studies
Money Laundering - Process & Methods

Module 2. Process of Money Laundering

Process of Money Laundering
Methods used for Money Laundering
Role of Technology
Sources of Tainted Money
Effects of Money Laundering
Economic Effects
Terrorist Financing
Informal Value Transfer Systems
Suspicious Conduct and Transactions
Unusual Transactions
Non-Face-to-Face Customers
Politically Exposed Persons

Module 3. Legislation & International Cooperation

Legislations against Money Laundering
Financial Action Task Force (FATF)
Anti-Money Laundering Measures in India
RBI Guidelines regarding AML
Role of IBA Working Group
Technology in AML Measures
BASEL Committee
European Union Directives on Money Laundering
UK Regulatory Framework
UN RESOLUTIONS
The Wolfsberg Principles
US Regulatory Framework
Other Global Initiatives
Money Laundering Avoidance Software

Module 4. Role of Correspondent Banking

Introduction
Policies and Measures
Wire Transfer
Role of Ordering, Intermediary and Beneficiary banks

Module 5. KYC – Know your customer

Basic Definitions
Customer Profile
BASEL Committee on KYC Policies
KYC Policies and RBI’s Initiative
Organizational Structure in Banks

Module 6. KYC - Operating Guidelines

Customer Profiling
Opening of Accounts
Suggested Safeguards
Closure of Accounts
Monitoring of Accounts
Credit Cards/Debit Cards/Smart Cards/Gift Cards
‘At Par’ Cheque Facility
Combating Financing of Terrorism
Jurisdictions to not apply the FATF Recommendations

Module 7. Internal Controls and Structure In Banks

Roles and Responsibilities of the Staff
Roles and Responsibilities of Board of Directors and Senior Management
Role and Responsibilities of the Principal Officer
Role and Responsibilities of the Internal Audit/Internal Control Teams
Role and Responsibilities of the Business Groups
Designated Director
Internal Investigations
Closing the Account
Mutual Legal Assistance Treaties
Financial Intelligence Units

Module 8. Customer Risk Categorization (CRC)

Customer Risk
Need for Risk Categorization
Customer Acceptance Policy (CAP)
Customer Identification Procedure (CIP)
Customer Due Diligence (CDD)
Risk Scoring Model

Module 9. Reporting Obligations

Cash Transaction Reporting (CTR)
Counterfeit Currency Reporting (CCR)
Suspicious Transaction Report (STR)
Non-Profit Organization Transaction Reports (NTRs)

Module 10. Transaction Monitoring

Approach of Banks for Monitoring of Transactions
Essentials of Transaction Monitoring process
Methods of Monitoring
Suspicious Transaction
Name Screening

Module 11. Staff and Customer Awareness

Training Methods
Records of training
Customer Awareness on AML
Training Program

Module 12. KYC – Updation

Need for KYC Updation
Approach for KYC Updation
Scope of KYC Updation

Exam and Certification Details

Detail	Information
Exam Format	Online — attempt from anywhere, anytime
Number of Questions	50 multiple-choice questions
Duration	60 minutes
Passing Score	25 out of 50 (50%) — no negative marking
Certificate Validity	Lifetime — no renewal required
e-Learning Access	Lifetime access to LMS and future content updates
Result	Instant — available immediately after exam completion
Language	English

Career Outcomes for Certified Professional

AML and KYC compliance is one of the most in-demand and recession-proof career tracks in BFSI domain today. As regulators tighten scrutiny and financial crime grows more sophisticated, institutions are actively seeking certified compliance professionals at every level.

Job Role	Industry	Avg. Salary (India)	Experience Level
KYC Analyst / Associate	Banking, Fintech	₹3.5 – ₹6 LPA	Fresher – 2 years
AML Compliance Analyst	Bank, NBFC	₹5 – ₹9 LPA	2 – 4 years
Transaction Monitoring Officer	Banking, Insurance	₹6 – ₹11 LPA	3 – 5 years
Compliance Manager	Bank, Fintech, MNC	₹10 – ₹18 LPA	5 – 8 years
Financial Crime Investigator	Consulting, Banking	₹8 – ₹15 LPA	4 – 7 years
Chief Compliance Officer	Large Bank, MNC	₹25 – ₹50 LPA	10+ years

Companies that hire Vskills AML KYC Certified Professionals

Vskills Certified AML-KYC Compliance Officer can find employment in all kind of finance and banking companies, big or small, since maintaining AML and KYC compliance is a crucial part for them.

Companies Include: HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, Standard Chartered, Yes Bank, KPMG, Deloitte, EY, PwC, Paytm, PhonePe, Razorpay, and hundreds of NBFCs and compliance consulting firms across India.

aml companies that hire

What you get with your Certification

Benefit	What It Means for You
Government Recognition	Carry a credential that no private certification body in India can match for official credibility.
Lifetime Valid Certificate	Earn it once — your certificate never expires and requires no renewal fee.
Lifetime e-Learning Access	Access all course content and future updates on the LMS at no extra cost, forever.
Job Profile Tagging	Your profile is flagged as certified to recruiters on one of India's largest job portals.
Lifetime Job Support	Access job listings, placement assistance, and career guidance even years after certification.
Online Exam — Anytime, Anywhere	No exam centre, no fixed date — attempt your exam on your schedule.
Corporate Training Available	Enroll your entire compliance team with bulk pricing and customized delivery.

Domain Expert Interview Series

AML-KYC Related Blogs

Check out the latest online blogs on AML-KYC.

AML-KYC Jobs

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AML-KYC Internships

Vskills runs its flagship internship program where bright interns work with academic council, click to know more details..

AML KYC Certification – Frequently Asked Questions

Get answers about eligibility, exam pattern, career scope, validity, jobs and enrolment for Vskills Certified AML KYC Compliance Officer.

Yes. The Vskills AML-KYC Compliance Officer certification is government-recognised and accepted by companies, private banks, NBFCs and financial institutions. The curriculum aligns with RBI policies and PMLA concepts.

There is no minimum eligibility requirement. Graduates, students and working professionals can enrol. Banking, finance, commerce, law or accounting backgrounds may find it especially useful.

Yes. The exam is online and can be taken from anywhere, anytime with internet access.

The exam has 50 multiple-choice questions, duration of 60 minutes and passing marks are 25 out of 50. There is no negative marking.

The course includes 30+ hours of learning content. Most learners complete it in 3 to 6 weeks depending on their pace.

The certification is valid for life once awarded. No renewal fees are required.

Common roles include KYC Analyst, AML Analyst, Compliance Officer, Risk Analyst, Transaction Monitoring Analyst and Compliance Manager.

Visit the course page, click Buy Now, complete payment and receive login credentials to begin learning and take exam at your convenience within 1 year.

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