Organizational Structure in the bank

Certify and Increase Opportunity.
Be
Govt. Certified AML/KYC Compliance Officer

The Private Sector Department (OPSM) operates through a Front Office and five Divisions namely:

• Financial Intermediation Division
• Industries & Services Division
• Infrastructure & PPP Division
• Microfinance & SME Development Division
• Portfolio Management Division

• Maintaining the so-called “global” Divisions / functions (Corporate Investment Banking (CIB)/ Global Banking Services (GBS)/ Central and Eastern Europe (CEE)) which allow the Group to maintain and increase a competitive advantage in terms of costs and competencies, while envisaging the refocusing of CIB Division on selected customers with a strong demand for “Investment Banking” products;

• Confirmation of the steering, coordination and control role of the Holding Company, in particular through a focus on internal control topics, a supervision of Group key processes and a global coordination of some functions (Planning, Finance & Administration, Risk Management and Legal & Compliance).

• Higher responsibility of the Countries/ local Banks, through increased autonomy and decision levers, in order to guarantee increased proximity to the client and faster decision processes (direct management of marketing activities and of certain businesses);