KYC Analyst | IBM | Chennai
- Full time
- Chennai IN
- @IBM
Job Detail
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Job ID 12665
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Career Level Executive
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Experience 2-4 Years
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Industry IT & BPM
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Qualifications Degree Bachelor
Job Description
Job Role: KYC Analyst
- Company: IBM
- Location: Chennai
- Experience: 2–4 Years
- Employment Type: Full-Time
Job Overview
IBM is seeking a detail-oriented and analytical KYC Analyst to join its Risk and Compliance Operations team. The ideal candidate will be responsible for conducting Know Your Customer (KYC) reviews, customer due diligence (CDD), enhanced due diligence (EDD), and ensuring compliance with regulatory requirements and internal policies. The role requires strong analytical skills, attention to detail, and experience in financial crime compliance processes.
Key Responsibilities
- Perform KYC onboarding and periodic review activities for individual and corporate customers.
- Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews in accordance with regulatory requirements.
- Analyze customer documentation, ownership structures, and business activities to identify potential risks.
- Review and validate customer information from multiple sources and databases.
- Perform sanctions screening, PEP (Politically Exposed Persons) checks, and adverse media searches.
- Identify, escalate, and document suspicious activities or compliance concerns.
- Ensure all KYC records are complete, accurate, and maintained in compliance with internal policies and regulatory standards.
- Collaborate with compliance, operations, and business teams to resolve documentation gaps and onboarding issues.
- Maintain quality standards and meet established productivity and turnaround-time targets.
- Stay updated on AML/KYC regulations, compliance requirements, and industry best practices.
Required Skills & Qualifications
- Bachelor’s degree in Commerce, Finance, Business Administration, Economics, or related field.
- Professional certifications in AML/KYC, Compliance, or Financial Crime Management will be an added advantage.
Experience
- 2–4 years of experience in KYC, AML, Customer Due Diligence, Financial Crime Compliance, or related domains.
- Experience working with investment banks, financial institutions, fintechs, or global banking operations is preferred.
Technical Skills
- Strong understanding of KYC, AML, CDD, EDD, and sanctions screening processes.
- Knowledge of global regulatory frameworks and compliance requirements.
- Experience using compliance screening and case management tools.
- Proficiency in MS Excel, Word, and reporting tools.
Soft Skills
- Excellent analytical and investigative skills.
- Strong written and verbal communication abilities.
- High attention to detail and accuracy.
- Ability to work independently and within a team environment.
- Strong problem-solving and stakeholder management skills.
Preferred Qualifications
- Knowledge of global banking regulations and anti-money laundering requirements.
- Exposure to investment banking or wholesale banking KYC processes.
- Familiarity with risk assessment methodologies and customer risk profiling.
- Experience working in a high-volume operational environment.
Why Join IBM?
- Opportunity to work with a global leader in technology and business services.
- Exposure to international banking and compliance operations.
- Collaborative and inclusive work environment.
- Continuous learning and career growth opportunities.
- Competitive compensation and benefits package.
Apply now and be part of IBM’s global compliance and risk management team.
