KYC AML Screening – Analyst | MUFG | Bengaluru

Job Detail

Job Role: KYC AML Screening – Analyst

FUNCTIONAL SKILLS

Working knowledge of global KYC regulations including the USA PATRIOT Act, EU Anti-Money Laundering Directives, and Financial Action Task Force (FATF) recommendations
Experience with customer due diligence (CDD), enhanced due diligence (EDD), and beneficial ownership verification
Familiarity with politically exposed persons (PEPs), adverse media, and sanctions screening
Exposure to KYC utilities, digital onboarding tools, such as:
KYC screening systems and name matching logic
Data analysis and reporting tools

FOUNDATIONAL SKILLS

Communicates effectively
Identifies multiple paths to success through the development of analytical, critical thinking, and decision-making skills
Exercises sound judgement and strives for continuous improvement
Demonstrates optimism, resilience, flexibility, and openness to others’ ideas
Learns while doing
Actively listens and asks thoughtful questions
Leverages available technology to achieve efficiency and results
Engages inclusively and with intent
Always acts with integrity
Attention to detail

RESPONSIBILITIES

Create or review customer profiles and documentation to determine risk classification using internal and external data sources
Analyze high-risk client files for completeness and alignment with regulatory expectations
Draft summaries of due diligence findings and escalate material concerns
Interpret regulatory updates and assess their implications for KYC procedures
Evaluate customer risk rating logic and propose refinements based on emerging typologies
Contribute to internal audit preparation and documentation for KYC-related reviews
Apply machine learning insights to identify anomalies in client behavior or ownership structures