{"id":19339,"date":"2013-05-09T12:41:30","date_gmt":"2013-05-09T07:11:30","guid":{"rendered":"http:\/\/vskills.in\/certification\/tutorial\/?p=19339"},"modified":"2024-04-12T14:15:37","modified_gmt":"2024-04-12T08:45:37","slug":"scheduled-commercial-banks","status":"publish","type":"page","link":"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/","title":{"rendered":"Scheduled Commercial Banks"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a ref=\"magnificPopup\" href=\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png\"><img loading=\"lazy\" decoding=\"async\" width=\"750\" height=\"400\" src=\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png\" alt=\"Scheduled Commercial Banks\" class=\"wp-image-99318\" srcset=\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png 750w, https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1-300x160.png 300w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/><\/a><\/figure>\n<\/div>\n\n<p>The commercial banks which are included in the second schedule of the Reserve Bank of India Act 1934 is more popularly known as Scheduled Commercial Banks (SCB). Further scheduled commercial banks are classified into five different groups based on the nature of operation and ownership. The major difference between Scheduled Commercial Banks and Scheduled Cooperative Banks is their holding pattern since cooperatives are registered under the Cooperative Societies Act as cooperative credit institutions.<\/p>\n<p>They are as mentioned below:<\/p>\n<ul>\n<li>Nationalized Banks<\/li>\n<li>State Bank of India and its associates<\/li>\n<li>Foreign Banks<\/li>\n<li>Private Sector Banks<\/li>\n<li>Regional Rural Banks (RRBs)<\/li>\n<\/ul>\n<div class=\"apply\">\n<p class=\"q-text qu-display--block\">Banks not under the 2nd Schedule of the Reserve Bank of India Act, 1934 are called non-scheduled banks. Non-scheduled banks are also subject to the statutory cash reserve requirement. But they are not required to keep them with the RBI; they may keep these balances with themselves. They are not entitled to borrow from the RBI for normal banking purposes, though they may approach the RBI for accommodation under abnormal circumstances.<\/p>\n<p>The module includes:<\/p>\n<ul>\n<li><a href=\"http:\/\/vskills.in\/certification\/tutorial\/commercial-banking\/analysis-of-assets-and-liabilities-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Analysis of Assets and Liabilities<\/a><\/li>\n<li><a href=\"http:\/\/vskills.in\/certification\/tutorial\/commercial-banking\/crr-and-slr-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">CRR and SLR<\/a><\/li>\n<li><a href=\"http:\/\/vskills.in\/certification\/tutorial\/commercial-banking\/types-of-deposits-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Types of Deposits<\/a><\/li>\n<li><a href=\"http:\/\/vskills.in\/certification\/tutorial\/commercial-banking\/types-of-account-holders\/\" target=\"_blank\" rel=\"noreferrer noopener\">Types of Account Holders<\/a><\/li>\n<li><a href=\"http:\/\/vskills.in\/certification\/tutorial\/commercial-banking\/guidelines-for-opening-accounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">Guidelines for Opening Accounts<\/a><\/li>\n<li><a href=\"http:\/\/vskills.in\/certification\/tutorial\/commercial-banking\/loans-and-advances-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Loans and Advances<\/a><\/li>\n<li><a href=\"http:\/\/vskills.in\/certification\/tutorial\/commercial-banking\/npa-management-and-resolutions\/\" target=\"_blank\" rel=\"noreferrer noopener\">NPA \u2013 Management and Resolutions<\/a><\/li>\n<li><a href=\"http:\/\/vskills.in\/certification\/tutorial\/commercial-banking\/micro-prudential-norms-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Micro Prudential Norms<\/a><\/li>\n<\/ul>\n<h5>Apply for Commercial Banker Certification Now!!<\/h5>\n<p><a href=\"http:\/\/www.vskills.in\/certification\/Certified-Commercial-Banker\" target=\"_blank\" rel=\"noopener\">http:\/\/www.vskills.in\/certification\/Certified-Commercial-Banker<\/a><\/p>\n<\/div>\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.vskills.in\/practice\/commercial-banking\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"961\" height=\"150\" src=\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Try-Free-Practice-Test-for-CyberOps-Associate-200-201-CBROPS-2-1.png\" alt=\"\" class=\"wp-image-98667\" srcset=\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Try-Free-Practice-Test-for-CyberOps-Associate-200-201-CBROPS-2-1.png 961w, https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Try-Free-Practice-Test-for-CyberOps-Associate-200-201-CBROPS-2-1-300x47.png 300w\" sizes=\"auto, (max-width: 961px) 100vw, 961px\" \/><\/a><\/figure>\n<\/div>\n\n\n<p><a href=\"https:\/\/www.vskills.in\/certification\/tutorial\/certified-commercial-banker-2\/\" target=\"_blank\" rel=\"noreferrer noopener\">Go back to Tutorial<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The commercial banks which are included in the second schedule of the Reserve Bank of India Act 1934 is more popularly known as Scheduled Commercial Banks (SCB). Further scheduled commercial banks are classified into five different groups based on the nature of operation and ownership. The major difference between Scheduled Commercial Banks and Scheduled Cooperative&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"categories":[3342],"tags":[3381],"class_list":["post-19339","page","type-page","status-publish","hentry","category-commercial-banking","tag-scheduled-commercial-banks"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Scheduled Commercial Banks - Tutorial<\/title>\n<meta name=\"description\" content=\"Scheduled Commercial Banks. Government of India Certification for a commercial banker. Get Certified and improve employability.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Scheduled Commercial Banks - Tutorial\" \/>\n<meta property=\"og:description\" content=\"Scheduled Commercial Banks. Government of India Certification for a commercial banker. Get Certified and improve employability.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/\" \/>\n<meta property=\"og:site_name\" content=\"Tutorial\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/vskills.in\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-12T08:45:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/\",\"url\":\"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/\",\"name\":\"Scheduled Commercial Banks - Tutorial\",\"isPartOf\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png\",\"datePublished\":\"2013-05-09T07:11:30+00:00\",\"dateModified\":\"2024-04-12T08:45:37+00:00\",\"description\":\"Scheduled Commercial Banks. Government of India Certification for a commercial banker. Get Certified and improve employability.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/#primaryimage\",\"url\":\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png\",\"contentUrl\":\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png\",\"width\":750,\"height\":400},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.vskills.in\/certification\/tutorial\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Scheduled Commercial Banks\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/#website\",\"url\":\"https:\/\/www.vskills.in\/certification\/tutorial\/\",\"name\":\"Tutorial\",\"description\":\"Vskills - A initiative in elearning and certification\",\"publisher\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.vskills.in\/certification\/tutorial\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/#organization\",\"name\":\"Vskills\",\"url\":\"https:\/\/www.vskills.in\/certification\/tutorial\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2017\/07\/vskills-min-logo.jpg\",\"contentUrl\":\"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2017\/07\/vskills-min-logo.jpg\",\"width\":73,\"height\":55,\"caption\":\"Vskills\"},\"image\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/tutorial\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/vskills.in\/\",\"https:\/\/x.com\/vskills_in\",\"https:\/\/www.linkedin.com\/company-beta\/1371554\/\",\"https:\/\/www.youtube.com\/channel\/UCMWnscxPwRF_PqXo9B7q_Tw\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Scheduled Commercial Banks - Tutorial","description":"Scheduled Commercial Banks. Government of India Certification for a commercial banker. Get Certified and improve employability.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/","og_locale":"en_US","og_type":"article","og_title":"Scheduled Commercial Banks - Tutorial","og_description":"Scheduled Commercial Banks. Government of India Certification for a commercial banker. Get Certified and improve employability.","og_url":"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/","og_site_name":"Tutorial","article_publisher":"https:\/\/www.facebook.com\/vskills.in\/","article_modified_time":"2024-04-12T08:45:37+00:00","og_image":[{"url":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png","type":"","width":"","height":""}],"twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/","url":"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/","name":"Scheduled Commercial Banks - Tutorial","isPartOf":{"@id":"https:\/\/www.vskills.in\/certification\/tutorial\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/#primaryimage"},"image":{"@id":"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/#primaryimage"},"thumbnailUrl":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png","datePublished":"2013-05-09T07:11:30+00:00","dateModified":"2024-04-12T08:45:37+00:00","description":"Scheduled Commercial Banks. Government of India Certification for a commercial banker. Get Certified and improve employability.","breadcrumb":{"@id":"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/#primaryimage","url":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png","contentUrl":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2021\/01\/Scheduled-Commercial-Banks-2-1.png","width":750,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/www.vskills.in\/certification\/tutorial\/scheduled-commercial-banks\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.vskills.in\/certification\/tutorial\/"},{"@type":"ListItem","position":2,"name":"Scheduled Commercial Banks"}]},{"@type":"WebSite","@id":"https:\/\/www.vskills.in\/certification\/tutorial\/#website","url":"https:\/\/www.vskills.in\/certification\/tutorial\/","name":"Tutorial","description":"Vskills - A initiative in elearning and certification","publisher":{"@id":"https:\/\/www.vskills.in\/certification\/tutorial\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.vskills.in\/certification\/tutorial\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.vskills.in\/certification\/tutorial\/#organization","name":"Vskills","url":"https:\/\/www.vskills.in\/certification\/tutorial\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.vskills.in\/certification\/tutorial\/#\/schema\/logo\/image\/","url":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2017\/07\/vskills-min-logo.jpg","contentUrl":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-content\/uploads\/2017\/07\/vskills-min-logo.jpg","width":73,"height":55,"caption":"Vskills"},"image":{"@id":"https:\/\/www.vskills.in\/certification\/tutorial\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/vskills.in\/","https:\/\/x.com\/vskills_in","https:\/\/www.linkedin.com\/company-beta\/1371554\/","https:\/\/www.youtube.com\/channel\/UCMWnscxPwRF_PqXo9B7q_Tw"]}]}},"_links":{"self":[{"href":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-json\/wp\/v2\/pages\/19339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-json\/wp\/v2\/comments?post=19339"}],"version-history":[{"count":10,"href":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-json\/wp\/v2\/pages\/19339\/revisions"}],"predecessor-version":[{"id":122030,"href":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-json\/wp\/v2\/pages\/19339\/revisions\/122030"}],"wp:attachment":[{"href":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-json\/wp\/v2\/media?parent=19339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-json\/wp\/v2\/categories?post=19339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vskills.in\/certification\/tutorial\/wp-json\/wp\/v2\/tags?post=19339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}