Organizational Structure in the bank

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The Private Sector Department (OPSM) operates through a Front Office and five Divisions namely:

  • Financial Intermediation Division
  • Industries & Services Division
  • Infrastructure & PPP Division
  • Microfinance & SME Development Division
  • Portfolio Management Division

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  • Maintaining the so-called “global” Divisions functions (Corporate Investment Banking (CIB)/ Global Banking Services (GBS)/ Central and Eastern Europe (CEE)) which allow the Group to maintain and increase a competitive advantage in terms of costs and competencies, while envisaging the refocusing of CIB Division on selected customers with a strong demand for “Investment Banking” products;
  • Confirmation of the steeringcoordination and control role of the Holding Company, in particular through a focus on internal control topics, a supervision of Group key processes and a global coordination of some functions (Planning, Finance & Administration, Risk Management and Legal & Compliance).
  • Higher responsibility of the Countrieslocal Banks, through increased autonomy and decision levers, in order to guarantee increased proximity to the client and faster decision processes (direct management of marketing activities and of certain businesses);

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