{"id":33973,"date":"2015-06-13T20:26:30","date_gmt":"2015-06-13T20:26:30","guid":{"rendered":"http:\/\/vskills.in\/certification\/blog\/?p=33973"},"modified":"2024-04-03T13:18:07","modified_gmt":"2024-04-03T07:48:07","slug":"corporate-deposits","status":"publish","type":"post","link":"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/","title":{"rendered":"Corporate Deposits"},"content":{"rendered":"<p style=\"text-align: center\"><a ref=\"magnificPopup\" href=\"http:\/\/vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Corporate-Deposits.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-34040\" src=\"http:\/\/vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Corporate-Deposits.jpg\" alt=\"Corporate Deposits\" width=\"213\" height=\"236\" \/><\/a><\/p>\n<p>Corporate Deposits refers to deposits by an investor or an institution with another financial institutions which can be a bank or an NBFC.<\/p>\n<p>The corporate deposits can further be classified into two categories which are Company Fixed Deposits and Inter Corporate Deposits (ICD).<\/p>\n<ul>\n<li>Company fixed deposit: It refers to deposits by an investor with a financial institution.<\/li>\n<li>Inter corporate deposits: It refers to deposits by a company with another company.<\/li>\n<\/ul>\n<p>The major filters that impact one\u2019s selection of Corporate Deposits are:<\/p>\n<ul>\n<li>Tenure<\/li>\n<li>Rate Of interest<\/li>\n<li>Credit rating<\/li>\n<\/ul>\n<p>Tenure: Corporate deposits can be short term, middle term and long term in nature. Inter Corporate Deposits fall under the category of short term finance and cannot exceed 1 year tenure. Generally ICD are taken for 90 days.<\/p>\n<p>Rate of interest: The rate of interest offered by a company on deposits differs for Company fixed deposits and ICD. The rate offered in ICD can be for 1 day also. Though RBI has set limits for the interest rate offered by these firms<\/p>\n<p>Credit Rating: Credit rating of the firm is the largest factor deterring the ROI offered by the firm. A firm with AA or AAA generally offer less ROI and a firm with lower ROI offer higher ROI.<\/p>\n<p>Precaution is essential while investing in Corporate Deposits. The history is full of instances when the companies have defaulted on payment of interest or repayment of principal or both. For eg Kingfisher, Sahara etc. The interest earned on corporate deposit is tax deductible.<\/p>\n<p>ICD is a source of finance for firms for short term credit. Retail investor is not allowed to invest in ICD.<\/p>\n<p>Though he can go for corporate fixed deposits. Corporate fixed deposits are offered by Financial instituitions like ICICI, Shriram Group, Muthoot Finance etc.<\/p>\n<p><a href=\"http:\/\/www.vskills.in\/certification\/accounting-banking-and-finance\">Click here for government certification in Accounting, Banking &amp; Finance<\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Corporate Deposits refers to deposits by an investor or an institution with another financial institutions which can be a bank or an NBFC. The corporate deposits can further be classified into two categories which are Company Fixed Deposits and Inter Corporate Deposits (ICD). Company fixed deposit: It refers to deposits by an investor with a&#8230;<\/p>\n","protected":false},"author":1203,"featured_media":34040,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1519],"tags":[4402,2247,3377],"class_list":["post-33973","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accounting-banking-and-finance","tag-corporate-deposits","tag-investors","tag-roi"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Corporate Deposits - Vskills Blog<\/title>\n<meta name=\"description\" content=\"What are Corporate deposits ?? Apply for a vskills certification now. Hurry up!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Corporate Deposits - Vskills Blog\" \/>\n<meta property=\"og:description\" content=\"What are Corporate deposits ?? Apply for a vskills certification now. Hurry up!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/\" \/>\n<meta property=\"og:site_name\" content=\"Vskills Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/vskills.in\" \/>\n<meta property=\"article:published_time\" content=\"2015-06-13T20:26:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-03T07:48:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Corporate-Deposits.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"213\" \/>\n\t<meta property=\"og:image:height\" content=\"236\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aikankshi Gupta\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aikankshi Gupta\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/\",\"url\":\"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/\",\"name\":\"Corporate Deposits - Vskills Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Corporate-Deposits.jpg\",\"datePublished\":\"2015-06-13T20:26:30+00:00\",\"dateModified\":\"2024-04-03T07:48:07+00:00\",\"author\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/#\/schema\/person\/7e5e6e56750063e1172098d9ccb281e3\"},\"description\":\"What are Corporate deposits ?? Apply for a vskills certification now. Hurry up!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/#primaryimage\",\"url\":\"https:\/\/www.vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Corporate-Deposits.jpg\",\"contentUrl\":\"https:\/\/www.vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Corporate-Deposits.jpg\",\"width\":213,\"height\":236},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.vskills.in\/certification\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Corporate Deposits\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/#website\",\"url\":\"https:\/\/www.vskills.in\/certification\/blog\/\",\"name\":\"Vskills Blog\",\"description\":\"Vskills - A Initiative in Assessment to Enhance Employability\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.vskills.in\/certification\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/#\/schema\/person\/7e5e6e56750063e1172098d9ccb281e3\",\"name\":\"Aikankshi Gupta\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.vskills.in\/certification\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/583826ece2182f0ee6675fa095db9b4c048268014695376cc68a0c6d9ab731ad?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/583826ece2182f0ee6675fa095db9b4c048268014695376cc68a0c6d9ab731ad?s=96&d=mm&r=g\",\"caption\":\"Aikankshi Gupta\"},\"description\":\"Pursuing B.Com Honors (1st year) from Sri Guru Gobind Singh College Of Commerce, Delhi University.\",\"url\":\"https:\/\/www.vskills.in\/certification\/blog\/author\/aikankshi-gupta\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Corporate Deposits - Vskills Blog","description":"What are Corporate deposits ?? Apply for a vskills certification now. Hurry up!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/","og_locale":"en_US","og_type":"article","og_title":"Corporate Deposits - Vskills Blog","og_description":"What are Corporate deposits ?? Apply for a vskills certification now. Hurry up!","og_url":"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/","og_site_name":"Vskills Blog","article_publisher":"https:\/\/www.facebook.com\/vskills.in","article_published_time":"2015-06-13T20:26:30+00:00","article_modified_time":"2024-04-03T07:48:07+00:00","og_image":[{"width":213,"height":236,"url":"https:\/\/www.vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Corporate-Deposits.jpg","type":"image\/jpeg"}],"author":"Aikankshi Gupta","twitter_misc":{"Written by":"Aikankshi Gupta","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/","url":"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/","name":"Corporate Deposits - Vskills Blog","isPartOf":{"@id":"https:\/\/www.vskills.in\/certification\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/#primaryimage"},"image":{"@id":"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/#primaryimage"},"thumbnailUrl":"https:\/\/www.vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Corporate-Deposits.jpg","datePublished":"2015-06-13T20:26:30+00:00","dateModified":"2024-04-03T07:48:07+00:00","author":{"@id":"https:\/\/www.vskills.in\/certification\/blog\/#\/schema\/person\/7e5e6e56750063e1172098d9ccb281e3"},"description":"What are Corporate deposits ?? Apply for a vskills certification now. Hurry up!","breadcrumb":{"@id":"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/#primaryimage","url":"https:\/\/www.vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Corporate-Deposits.jpg","contentUrl":"https:\/\/www.vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Corporate-Deposits.jpg","width":213,"height":236},{"@type":"BreadcrumbList","@id":"https:\/\/www.vskills.in\/certification\/blog\/corporate-deposits\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.vskills.in\/certification\/blog\/"},{"@type":"ListItem","position":2,"name":"Corporate Deposits"}]},{"@type":"WebSite","@id":"https:\/\/www.vskills.in\/certification\/blog\/#website","url":"https:\/\/www.vskills.in\/certification\/blog\/","name":"Vskills Blog","description":"Vskills - A Initiative in Assessment to Enhance Employability","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.vskills.in\/certification\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.vskills.in\/certification\/blog\/#\/schema\/person\/7e5e6e56750063e1172098d9ccb281e3","name":"Aikankshi Gupta","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.vskills.in\/certification\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/583826ece2182f0ee6675fa095db9b4c048268014695376cc68a0c6d9ab731ad?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/583826ece2182f0ee6675fa095db9b4c048268014695376cc68a0c6d9ab731ad?s=96&d=mm&r=g","caption":"Aikankshi Gupta"},"description":"Pursuing B.Com Honors (1st year) from Sri Guru Gobind Singh College Of Commerce, Delhi University.","url":"https:\/\/www.vskills.in\/certification\/blog\/author\/aikankshi-gupta\/"}]}},"_links":{"self":[{"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/posts\/33973","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/users\/1203"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/comments?post=33973"}],"version-history":[{"count":6,"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/posts\/33973\/revisions"}],"predecessor-version":[{"id":72433,"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/posts\/33973\/revisions\/72433"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/media\/34040"}],"wp:attachment":[{"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/media?parent=33973"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/categories?post=33973"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vskills.in\/certification\/blog\/wp-json\/wp\/v2\/tags?post=33973"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}