{"id":33198,"date":"2015-06-08T13:23:25","date_gmt":"2015-06-08T13:23:25","guid":{"rendered":"http:\/\/vskills.in\/certification\/blog\/?p=33198"},"modified":"2024-04-03T13:17:51","modified_gmt":"2024-04-03T07:47:51","slug":"public-deposits","status":"publish","type":"post","link":"https:\/\/www.vskills.in\/certification\/blog\/public-deposits\/","title":{"rendered":"Public Deposits"},"content":{"rendered":"<p style=\"text-align: center\"><a ref=\"magnificPopup\" href=\"http:\/\/vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Public-Deposits.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-33326\" src=\"http:\/\/vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/06\/Public-Deposits.jpg\" alt=\"Public Deposits\" width=\"259\" height=\"194\" \/><\/a><\/p>\n<p>One of the most utilised money market instruments, ICDs are the hallmark of lending<br \/>\nand borrowing between companies and high-networth individuals. Usually backed by a<br \/>\nsecurity, (typical security being shares) ICD is normally for three months, but higher<br \/>\nand shorter periods are also prevalent depending upon the needs. Normally the maximum<br \/>\ntime frame of an ICD is six months. But ICDs are rollable (turned over from one period<br \/>\nto another) and can extent to any period with the mutual consent of the lender and the<br \/>\nborrower.<br \/>\nIt is one of the instruments which many cash rich corporates like to park their funds in<br \/>\nas the security is good and the interest rate is much higher than what they would get<br \/>\nfrom banks for the same time period. Risks of default are also much higher and it is<br \/>\nnormally not possible to offload the securities in the market, as the market may not be<br \/>\nable to absorb the same.<br \/>\nImportance of personal contacts cannot be denied as this market operates from word<br \/>\nof mouth and no advertising is done because it could harm the reputation of the corporate<br \/>\nborrowing through ICDs. One of the top criteria for getting ICDs is the credibility of<br \/>\nthe company in the market, the lessor the credibility the lower the chances of getting<br \/>\nthe ICDs and the higher the interest rate the company may have to pay.<\/p>\n<p><a href=\"http:\/\/www.vskills.in\/certification\/accounting-banking-and-finance\">Click here for government certification in Accounting, Banking &amp; Finance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the most utilised money market instruments, ICDs are the hallmark of lending and borrowing between companies and high-networth individuals. Usually backed by a security, (typical security being shares) ICD is normally for three months, but higher and shorter periods are also prevalent depending upon the needs. Normally the maximum time frame of an&#8230;<\/p>\n","protected":false},"author":625,"featured_media":33326,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1519],"tags":[4081,4267,4266],"class_list":["post-33198","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accounting-banking-and-finance","tag-nbfcs","tag-post-tax-cost","tag-solicited-unsecured-deposits"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Public Deposits - Vskills Blog<\/title>\n<meta name=\"description\" content=\"Public Deposits-Cost ,Regulation,Evaluation. Apply for a Vskills certification accounting, banking and finance now. Hurry up!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vskills.in\/certification\/blog\/public-deposits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Public Deposits - Vskills Blog\" \/>\n<meta property=\"og:description\" content=\"Public Deposits-Cost ,Regulation,Evaluation. Apply for a Vskills certification accounting, banking and finance now. 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