{"id":24421,"date":"2015-02-21T18:33:48","date_gmt":"2015-02-21T18:33:48","guid":{"rendered":"http:\/\/vskills.in\/certification\/blog\/?p=24421"},"modified":"2024-04-03T13:15:31","modified_gmt":"2024-04-03T07:45:31","slug":"mortgage-backed-securities","status":"publish","type":"post","link":"https:\/\/www.vskills.in\/certification\/blog\/mortgage-backed-securities\/","title":{"rendered":"Mortgage Backed Securities"},"content":{"rendered":"<p style=\"text-align: center;\"><a ref=\"magnificPopup\" href=\"http:\/\/vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/02\/mortgage-backed-securities.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-25590\" alt=\"mortgage-backed-securities\" src=\"http:\/\/vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/02\/mortgage-backed-securities-300x158.jpg\" width=\"300\" height=\"158\" srcset=\"https:\/\/www.vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/02\/mortgage-backed-securities-300x158.jpg 300w, https:\/\/www.vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/02\/mortgage-backed-securities.jpg 309w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n<p>The Federal National Mortgage Association (Fannie Mae) was set up in 1948 by the\u00a0government to encourage home ownership in the United States. Fannie Mae supported\u00a0saving and loans banks (S&amp;Ls) 7 in the USA, by buying mortgages which local (but federally\u00a0chartered) S&amp;Ls could not fund through deposits. In 1968, the organisation was split into\u00a0Fannie Mae and Ginnie Mae (the Government National Mortgage Corporation).\u00a0Government National Mortgage Corporation\u00a0\u00a0is a wholly owned corporation of US government departments. It claims to have\u00a0introduced the first mortgage backed security (MBS) in 1970. Though\u00a0shareholder-owned,\u00a0Fannie Mae is a US government-related agency, along with Freddie Mac (the Federal Home\u00a0Loan Mortgage Corporation), also\u00a0created in 1970. Their respective charters do not say the\u00a0US government guarantees their debt but as government-sponsored enterprises, they can\u00a0expect to be bailed out.<\/p>\n<p><a href=\"http:\/\/www.vskills.in\/certification\/accounting-banking-and-finance\">Click here for government certification in Accounting, Banking &amp; Finance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Federal National Mortgage Association (Fannie Mae) was set up in 1948 by the\u00a0government to encourage home ownership in the United States. Fannie Mae supported\u00a0saving and loans banks (S&amp;Ls) 7 in the USA, by buying mortgages which local (but federally\u00a0chartered) S&amp;Ls could not fund through deposits. In 1968, the organisation was split into\u00a0Fannie Mae and&#8230;<\/p>\n","protected":false},"author":625,"featured_media":25590,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1519],"tags":[2236,2237,2238,2239],"class_list":["post-24421","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accounting-banking-and-finance","tag-fannie-mae","tag-freddie-mae","tag-ginnie-mae","tag-mortgage-backed-securities"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mortgage Backed Securities - Vskills Blog<\/title>\n<meta name=\"description\" content=\"what are mortgage backed securities and Fannie Mae?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vskills.in\/certification\/blog\/mortgage-backed-securities\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage Backed Securities - 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