{"id":21879,"date":"2015-01-19T05:41:13","date_gmt":"2015-01-19T05:41:13","guid":{"rendered":"http:\/\/vskills.in\/certification\/blog\/?p=21879"},"modified":"2024-04-03T13:08:29","modified_gmt":"2024-04-03T07:38:29","slug":"online-banking-2","status":"publish","type":"post","link":"https:\/\/www.vskills.in\/certification\/blog\/online-banking-2\/","title":{"rendered":"Online banking&#8230;"},"content":{"rendered":"<p style=\"text-align: center;\"><a ref=\"magnificPopup\" href=\"http:\/\/vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/01\/online-banking-2.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-22862\" alt=\"online-banking-2\" src=\"http:\/\/vskills.in\/certification\/blog\/wp-content\/uploads\/2015\/01\/online-banking-2.jpg\" width=\"275\" height=\"183\" \/><\/a><\/p>\n<p>Online banking otherwise called as E-banking, net banking or internet banking. It is an electronic payment process. Customers can make their financial transactions through Bank\u2019s website. Bank\u2019s website beyond just giving information, it has developed enormously which now provides all facilities for customers by just a click. From account opening till transfer of even huge amounts can be done through online banking. Amount transfer can be effected through NEFT and RTGS, though these transfers are subjected to RBI working hours. NEFT follows deferred net settlement (DNS) scheme which executes the requested transactions at batches. RTGS is an acronym of Real time Gross settlement which executes transactions individually. To make the entire system secure many layers of security are implemented. Some of the layers are password during login which will usually be followed with image selection, transaction password to initiate a transfer followed by security questions or OTP (one time password).\u00a0 Selection of images is being followed by some banks only in India, whereas transaction password, login password and OTP are mostly prevailing. Security in online banking can be improved by periodical maintenance.\u00a0 Though it can be considered that banking sector getting technological improvements is good to economy, it is a burden to rural and illiterate people. Chief innovation officer involved in each bank will take responsibility to alter the digital infrastructure that enhance the ease of use.\u00a0 Digital signature plays a major role in authorization and authentication. Transactions are supported by digital signatures, which is believed to provide high-tech security.\u00a0Though digital signatures are\u00a0expected to provide safety , today\u00a0many private companies\u00a0have emerged to provide digital signatures. So the trustworthy has to be questioned.\u00a0\u00a0Companies permitted to provide digital signatures has to be properly monitored and the entry level should be made strict which can even provide better security.<\/p>\n<p><a href=\"http:\/\/www.vskills.in\/certification\/accounting-banking-and-finance\">Click here for government certification in Accounting, Banking &amp; Finance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Online banking otherwise called as E-banking, net banking or internet banking. It is an electronic payment process. Customers can make their financial transactions through Bank\u2019s website. Bank\u2019s website beyond just giving information, it has developed enormously which now provides all facilities for customers by just a click. From account opening till transfer of even huge&#8230;<\/p>\n","protected":false},"author":645,"featured_media":22862,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[1519],"tags":[1136,1842],"class_list":["post-21879","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accounting-banking-and-finance","tag-banking","tag-online-banking"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Online banking... - Vskills Blog<\/title>\n<meta name=\"description\" content=\"What is Online banking\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.vskills.in\/certification\/blog\/online-banking-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Online banking... - 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