{"id":21709,"date":"2015-01-08T04:42:28","date_gmt":"2015-01-08T04:42:28","guid":{"rendered":"http:\/\/vskills.in\/certification\/blog\/?p=21709"},"modified":"2024-04-03T13:15:00","modified_gmt":"2024-04-03T07:45:00","slug":"financial-inclusion","status":"publish","type":"post","link":"https:\/\/www.vskills.in\/certification\/blog\/financial-inclusion\/","title":{"rendered":"Financial Inclusion – Written by Karan Mittal"},"content":{"rendered":"

\"financial-inclusion\"<\/a><\/p>\n

Financial Inclusion is the delivery of financial services at affordable cost especially to low income segments of the society.<\/p>\n

The Financial Inclusion is important in India in the following way<\/p>\n

1. To improve the habit of saving money-By providing banking services and various financial products.<\/p>\n

2. Providing formal credit avenues-By providing credit facilities to low income segments.<\/p>\n

3. Plugging gaps in public subsidies and welfare programs- By availing the direct fund transfer schemes.<\/p>\n

Reserve Bank Of India and \u00a0Government of India have taken the steps for the financial inclusion.<\/p>\n

1. Pradhan Mantari Jhan Dhan Yojana Scheme<\/p>\n

2. Electronically fund transfer Scheme<\/p>\n

3. Opening the account at zero balance.<\/p>\n

4. Banking Service reaches homes through business correspondents.<\/p>\n

This will help the low income segment to save money and also to get credit and as money enters into the market it helps in the economic growth of the country.<\/p>\n

Click here for government certification in Accounting, Banking & Finance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Financial Inclusion is the delivery of financial services at affordable cost especially to low income segments of the society. The Financial Inclusion is important in India in the following way 1. To improve the habit of saving money-By providing banking services and various financial products. 2. 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